Florida has a law that prohibits insurance companies from charging a deductible for windshield glass repair. Whether the windshield was damaged in a hurricane, vandalism, or while driving, some Floridians can receive free windshield repair. Most insurance companies take care of repairing the windshield for free. All the policyholder must have is valid coverage, including comprehensive coverage.
Cracks in the windshield fall within the parameters of comprehensive coverage within an insurance policy. From time to time, you'll come across an insurance company that offers specific windshield repair and replacement coverage, coverage that the policyholder would need to purchase separately from comprehensive coverage. Either way, you should be able to repair your windshield for free. You can have a glass repair company handle the repair and send the bill to your insurance adjuster for reimbursement.
In short, it's a very simple and fast process. All vehicles with comprehensive insurance coverage based in Florida are eligible for no-cost replacements under Florida law. Instead of going through the hassle of filing an insurance claim, certain auto glass companies repair a customer's windshield for free. An automotive glass expert will check the windshield to determine if it can be repaired or if it needs to be replaced.
Auto Glass America offers free mobile windshield replacement and free mobile car glass replacement services in Lakeland, Florida. Fortunately, Florida windshield law can help you replace that windshield for free if you have the right type of car insurance policy in place.